Kristeen Smith

Bank Statement Mortgage Solutions Built Around Your Financial Goals

At Maine Mortgage, our goal is to help self-employed borrowers explore mortgage financing that reflects their unique financial circumstances. Led by Kristeen Smith, we focus on Bank Statement Loans designed for eligible borrowers who may benefit from an alternative approach to traditional income documentation. Whether you are purchasing an owner-occupied home or a second home, Kristeen provides personalized guidance to help you understand your financing options. With clear communication and a straightforward approach, she works to make the mortgage process easier to understand from application through closing.

Serving borrowers in Maine and New Hampshire, Kristeen is committed to providing attentive, knowledgeable mortgage service built around each client’s individual situation. She understands that self-employed income can look different from traditional employment income, which is why bank statement financing can provide an alternative qualification approach for eligible borrowers. With options based on 12–24 months of bank statements and programs for borrowers with at least one year of self-employment, Kristeen helps clients explore financing that may align with their goals. Her focus is on providing practical guidance and a personalized experience throughout the home financing journey.