Purchase Your One-Family Home With Up To 85% Financing
Buying a home you plan to occupy as your primary residence can be an important step toward homeownership. For eligible borrowers, Kristeen Smith offers Bank Statement Loan options for purchasing a one-family owner-occupied property with financing up to 85%. This can provide self-employed borrowers with an alternative approach to income qualification while pursuing a home that fits their needs.
A Home Loan Built Around Your Income
Bank Statement Options for Owner-Occupied Purchases
Traditional income documentation may not always reflect the complete financial picture of a self-employed borrower. Bank Statement Loans can provide an alternative qualification approach by reviewing eligible personal or business deposits over an applicable period rather than relying solely on traditional tax-return income.
Kristeen Smith helps borrowers understand the documentation, property requirements, and qualification factors involved in an owner-occupied purchase. With clear communication and personalized guidance, she helps eligible buyers navigate the mortgage process from application through closing.
Turn Your Homeownership Plans Into a Purchase
Purchasing a one-family owner-occupied home means the property will serve as your primary residence, making it important to understand the applicable occupancy and loan requirements. For qualified borrowers, financing of up to 85% may be available, subject to program guidelines and individual qualifications.
Kristeen Smith works with self-employed borrowers to help them understand how their bank statement history, financial profile, property, and other qualifying factors may affect their mortgage options. Her goal is to make the process easier to understand while helping borrowers prepare for their home purchase.
Benefits of 1-Family Owner-Occupied Purchase Loans
Up To 85% Financing For Eligible Purchases
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Designed For Primary Residence Homebuyers
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Bank Statement Income Qualification Options
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Available To Eligible Self-Employed Borrowers
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